Pension credit

This content applies to Scotland only.

Housing laws vary between Scotland and England. Get advice relating to England

Pension credit is intended to make sure that no-one over the age of 60 has to live below a minimum income level.

Who can apply?

If you or your partner are aged over 60, you may be entitled to claim pension credit. If you are part of a couple and only one of you is over 60, then the person who is over 60 has to make the claim.

What can you get it for?

Pension credit can be paid for two reasons. You can get:

  • guarantee credit because you have a low income, and/or
  • savings credit as a reward for having saved a small amount for your old age.

More information

To find out more, visit the Direct.gov website. You can also use their online calculator find out if you will be entitled to any pension credit.

Winter fuel payments

If you, or your partner, are over 60 you will be entitled to a winter fuel payment. Go to the page on other benefits to find out more.


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