Your location: Going to court for repossession
This content applies to Scotland only.
Housing laws vary between Scotland and England. This page applies to Scotland only. Get advice relating to England
Your lender can apply to the sheriff court for an order to repossess and sell your home. Before the property can be sold, your lender will also require an order telling you that you have to move out. You can apply to the court for an order stopping or delaying your lender from repossessing the property.
If your lender is taking you to court to repossess your home, you must get specialist advice from a housing aid centre, Citizens Advice Bureau, solicitor or law centre. It may not be too late to stop or delay the repossession process. Use the Advice Services Directory to find an agency near you.
The sheriff court
The sheriff court hears cases about repossessions, debts and small claims. This page contains more information about the power of the sheriff court and what you can expect if you have to go to court because your home is threatened with repossession. Read more 
Repossession court procedure
You may have to go to court if your mortgage lender is applying to the court for the right to repossess and sell your property or you have made an application for a section 2 order to delay the process. This page has information about what happens if you have to go to court. Read more
The court's decision
You may be at court because you applied for a section 2 order to delay the repossession process, or because your lender is applying for the right to repossess and sell your property. This page explains the decisions the sheriff can make in both these situations. Read more
If you weren't in court
If you didn't go to court and a repossession order was granted, you may be able to get the court's decision cancelled so that your case can be heard again. Read more
Repossession jargon
If you have to go to court you will encounter legal language. This page lists legal terms you may come across during repossession proceedings and explains what they mean. Read more
