After your home is repossessed

You’re still responsible for bills before you move out of your repossessed home. The council can help you find somewhere to live and have a duty to help if you’re facing homelessness.

Your rights and responsibilities after your home is repossessed

The bills you must pay before you move out and what happens with the money from the sale.

Paying off your mortgage shortfall debt

What happens if the money from the sale of your home does not cover your debt.

Last updated: 15 February 2022

Housing laws differ between Scotland and England.

This content applies to Scotland only.

Get advice if you're in England