The housing and homelessness charity

Shelter Scotland / England

Shared ownership

Some housing associations and other organisations operate a shared ownership scheme, where a property is owned jointly between the landlord and the tenant. These schemes can allow you to get a foot on the property ladder if you can't afford to buy a home outright. The rules governing shared ownership vary between housing associations, so it's important that you understand what your rights and responsibilities are.

Housing laws differ between Scotland and England
This content applies to Scotland only
Get advice if you're in England

  • About shared ownership

    Shared ownership is a cross between renting and buying. This page explains how shared ownership schemes work, who is eligible to apply and how you can make an application.

  • Buying a shared ownership property

    Find out all you need to know about buying a shared ownership property.

  • Shared Equity schemes

    Shared Equity schemes help people who cannot afford the full price of a home. The schemes allow you to buy a stake in a property.

Speak to a Shelter Scotland adviser

Call Shelter Scotland's free housing advice helpline

0808 800 4444
9am-5pm, Monday to Friday

Email an adviser

You can also email a housing adviser. We aim to respond within three working days.

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