Other housing costs

This section looks at other costs involved when you live in rented accommodation or in your own home, including household bills, maintenance, insurance and living expenses. Unfortunately your rent or mortgage is only the start of it!

Housing laws differ between Scotland and England
This content applies to Scotland only
Get advice if you're in England

  • Household bills

    On top of your mortgage or rent you will need to pay utility bills, council tax and other household bills. This page explains your household bills more.

  • Insuring your home

    This page looks at insuring your home and belongings to protect your home and cover you in case anything goes wrong.

  • Water charges

    This page looks at water charges and how you may be able to save money on water by getting a meter installed. You'll also get tips on saving water in your home.

Speak to a Shelter Scotland adviser

Call Shelter Scotland's free housing advice helpline

0808 800 4444
9am-5pm, Monday to Friday

Email an adviser

You can also email a housing adviser. We aim to respond within three working days.

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