Endowment shortfalls

If you have an interest only mortgage and have been told that your endowment policy may not cover the outstanding capital at the end of your mortgage term, you may be able to make a complaint and get compensation. If this isn't successful, you can take steps to ensure your mortgage will be paid off.

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Catching up on an endowment shortfall

If your endowment policy is not likely to repay your mortgage in full, the company that provided it should write to you to warn you. There are several options to help you catch up on the shortfall.

Endowment complaints

If you are told that your endowment policy may not cover the outstanding part of your mortgage, you should get advice about making a complaint and getting compensation.

Last updated: 29 December 2014

Housing laws differ between Scotland and England.

This content applies to Scotland only.

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