Buying a home
Besides the cost of your mortgage, there are other things you need to take into account when buying your own home. This page looks at the costs of finding a home and arranging a mortgage, including the deposit, insurance, stamp duty and registration fees.
There are various costs and fees for buying your home, from solicitor's fees to valuation and surveys of the property.
On top of your mortgage, when buying your home you will need to budget for other costs such as mortgage arrangement fee, deposit, buildings insurance and mortgage protection insurance.
Land and Building Transaction Tax. From 1 April 2015 all house sales in Scotland will be subject to Land and Building Transaction Tax imposed by the Scottish Land Registry.
On top of your mortgage and mortgage fees there are other costs of buying a home, such as a bridging loan, repairs and any costs when you're moving into your new home.
Last updated: 29 December 2014