If your home is being repossessed

You have rights if your home is being repossessed by your lender and you might be able to stop the process.

What happens if your home is being repossessed

The process your lender must follow and where to get help if your home is being repossessed.

If you’re sent a mortgage default notice

What to do if you miss payments on your mortgage or secured loan.

If you’re sent a calling-up notice

What to do if your lender asks you to repay your loan in full.

If you’re sent a section 24 notice and initial writ

What to do if your lender applies to the sheriff court to repossess your home.

Last updated: 22 August 2017

Housing laws differ between Scotland and England.

This content applies to Scotland only.

Get advice if you're in England