Scottish housing advice: coronavirus (COVID-19)

Mortgage arrears during the pandemic

If you are in mortgage arrears or are worried about losing your home. See the pages Mortgage arrears for advice on what you can do.

You can also find information for mortgage borrowers on the FCA website.

The current rules on mortgage repossession in Scotland

Scotland has moved beyond level 0.

This means mortgage repossessions can now be enforced across the country.

Contact an adviser at Shelter Scotland if you are concerned that your home will be repossessed.

These temporary regulations will be regularly reviewed by the Government.

Use the Scottish Government's postcode checker if you're not sure what level your area is in.

Last updated: 8 March 2022

Housing laws differ between Scotland and England.

This content applies to Scotland only.

Get advice if you're in England