This section provides an overall view of how universal credit will work and specific details of the benefit in regard to the financial support for housing costs.
Universal credit is a means-tested benefit for people of working age that will replace a number of existing benefits.
A survey of the categories of claimant entitled to universal credit and exceptions to the rules.
Information on how to claim universal credit.
How universal credit is calculated including components of the benefit and the treatment of income.
This section outlines the costs that can be met under the housing element of universal credit, who can claim housing costs and how these are worked out. This will replace housing benefit and support for mortgage interest for all claimants.
This section looks at the three principal conditions, namely the payment condition, the liability condition and the occupation condition.
To be eligible for the housing costs element of universal credit the claimant must be liable to make the payments in respect of the accommodation.
The housing cost element under universal credit can be claimed for rent payments, mortgage interest payments and service charges.
The housing cost element under universal credit will only be paid towards the accommodation the claimant occupies as their home.
How the housing costs element is worked out under universal credit for claimants who are renting.
The calculation of the housing costs element under universal credit for claimants who are renting.
The ‘housing cost contribution’ that is deducted from a claimant’s housing cost element when a non-dependant lives with them.
How the housing costs element is worked out under universal credit for claimants who are owner-occupiers.
How universal credit is paid and information on deductions, overpayments and changes in circumstances.
Universal credit is normally made as one payment each month into a claimant’s bank account. However, there are some situations where this can be varied.
This section looks at how deductions are made in respect of debts to DWP and debts to other creditors to whom 'third party deductions' may be made
It is a claimant's responsibility to report changes of circumstances to DWP. A change will affect benefit from the first day of an assessment period.
All payments of universal credit are recoverable and can be taken from ongoing entitlement.
Information about the ‘claimant commitment’ condition for people claiming universal credit.
How to challenge a universal credit decision
Transitional protection for claimants who move from other benefits to universal credit as part of 'managed migration'.
Last updated: 18 December 2020